YOUR FINANCIAL FAST TRACK

Know the difference between Risk and Risky

People often say that "Investing is risky" but being uneducated  is risky. --It's their lack of formal financial training and knowledge that is risky.
Proper cash flow management begins with knowing the difference between assets and liabilities and not    the definition your banker gives you.

Financial Literacy.

Financial literacy is simply looking at numbers with your eyes but also with your trained mind telling you which way the cash is flowing. -- The direction of cash flow is everything.
A house could be an asset or liability depending on the direction of the cash flow. If the cash flows into your pocket, it's an asset, and if the cash flows out of your pocket It's a liability.

Financial Intelligence/Financial Quotient (F.Q)

The ability to convert cash or labor into assets that provide cash flow. Due to lack of financial intelligence, many educated people put themselves into positions of high financial risk or financial red line. --Meaning income and expenses are nearly the same every month.
These  people who cling desperately to job security are unable to change when the economy changes and often destroy their health with stress and worry.